For banks
Collateral intelligence your credit committee can read in one page.
ArdhiScore turns a land-backed application into a source-cited 0–1000 trust score, portfolio risk band, and audit trail before the facility moves to approval.
0–1000
collateral score
7
weighted checks
Monthly
monitoring re-checks
Pain → solution
The risk sits outside the title deed.
ArdhiScore is indicative decision support, not legal advice. It helps teams see what changed, what is missing, and what needs professional review before money moves.
Clean searches are not enough
A registry search can miss court files, gazette action, disputed occupation, and identity conflicts that affect recoverability.
Credit files need evidence
Committees need a concise answer, but risk teams still need the documents and source trail behind it.
Portfolios drift after disbursement
A parcel can become riskier after booking when a notice, injunction, or charge appears.
Workflow fit
Built to fit the way your team already works.
LOS intake
Submit one parcel or a batch from your loan origination workflow using the portal or API.
Collateral score
Receive the score, band, component breakdown, and hard-override flags for fatal findings.
Credit memo evidence
Attach a source-cited report to the facility file and keep the parcel on watch until exit.
Sample outcomes
Clear routes for Prime, Conditional, and Critical parcels.
An ArdhiScore does not approve, decline, insure, or advise by itself. It gives decision-makers a structured risk signal and the evidence needed to ask better questions.
Faster triage
Separate clean collateral from files that need valuation hold, legal review, or extra security.
Audit-ready approval
Every point is traceable to a court file, gazette notice, registry entry, or field observation.
Portfolio visibility
See ArdhiScore distribution across booked and pipeline land collateral.
See ArdhiScore on a real parcel.
Run a source-cited verification now, or talk to our team about volume, monitoring, and integration for your workflow.