For SACCOs
Protect member savings before accepting land as security.
Give credit officers a simple score, clear conditions, and source-cited findings for every parcel pledged by a member.
KES
member exposure protected
72h
Verified report target
47
counties covered
Pain → solution
The risk sits outside the title deed.
ArdhiScore is indicative decision support, not legal advice. It helps teams see what changed, what is missing, and what needs professional review before money moves.
Member trust is personal
When collateral later fails, the loss is felt by members, guarantors, and the society’s reputation.
Small teams need clear decisions
Credit teams cannot spend days stitching together gazettes, court files, and land records.
Conditions get lost
A valuation may proceed while cautions, arrears, or boundary disputes are still unresolved.
Workflow fit
Built to fit the way your team already works.
Officer captures parcel
Enter the title, LR, plot number, county, and member reference in a guided portal.
Score and conditions
Use Prime, Sound, Conditional, Elevated, and Critical bands to route files consistently.
Watch booked security
Keep pledged parcels under Monitoring and receive alerts when new public risk appears.
Sample outcomes
Clear routes for Prime, Conditional, and Critical parcels.
An ArdhiScore does not approve, decline, insure, or advise by itself. It gives decision-makers a structured risk signal and the evidence needed to ask better questions.
Cleaner approvals
Document why the society accepted, conditioned, or declined a parcel-backed loan.
Lower manual burden
Give officers a readable report without replacing professional legal advice.
Early warning
Catch new notices and disputes while recovery options still exist.
See ArdhiScore on a real parcel.
Run a source-cited verification now, or talk to our team about volume, monitoring, and integration for your workflow.